By using thekatrinaruthshow.com, you consent to our use of cookies.

Money Mindset

I DON’T DO WORKING TOWARDS VIBES

How did you grow up learning about money?

I grew up like many people I know, learning how to save and budget, how to put money aside for things like gifts, clothes, ‘fun’ spending, also of course tithe, and savings and so on.

As I got older, I was given greater allocations of pocket money so that I could learn how to divvy up where money went to things just beyond my own personal spendings and givings and so on, and assign extra money my parents gave me towards things like school supplies. I think this was a great thing my Mum and Dad did for me, as it taught me to think about the different areas of where money goes, it also instilled in me from a young age the importance of tithing, and, through the ‘divvying up’ process, I learned that if you put money aside towards something it adds up over time often faster than what you would ever realise! I would call this the Envelope System now, and it’s a system I still use to this day! I have ‘envelopes’ (in the form of online bank accounts now haha) for all sorts of different things I am allowing funds to come in for!

I’ve done this for YEARS, and it works. So much so that it never stops blowing my mind how when I make space for something to show up in my life (financial space or otherwise), it DOES.

It has to.

It can’t not.

– I went location free with my then-husband and my children in 2014 within months of starting an account which I titled ‘Munich May 2014’, and set an automatic weekly transfer to. When it came time to buy the tickets, there was exactly $20 more than what the total 4 tickets round the world cost! And we left in June 2014, only a month after what I’d stated. The thing is, when I made that account I was living in hospital pregnant with a very serious, potentially life-threatening pregnancy complication, and I was in over my head with tax debt! I had no financial or ‘life’ reason to think we could be leaving Australia to live the out of a suitcase life so soon! And yet we did. For 18 months+ afterwards.

– When I never had ANY money to spare for nice things for myself, I made an account called ‘Kat Fun Spending’, and started putting $20 a week in to it. I kinda forgot about it! Fast forward some time later, and I saw this beautiful bikini I LOVED. It was about $160. I was SO used to, for years prior to that, NEVER feeling able to afford nice things for myself, that I instantly shrank, and left the store. Then it hit me – that account! I logged in and there was $850 or so, which felt like FREE MONEY. I’ll never forget that feeling, the magic of deciding something, locking it in, handing it over and then having it show up for you! I still have that account! I put $500 a week in. It’s funny, because if I want something I just buy it anyway, I don’t pull money out of that account. It just keeps building, lol. I like the ‘making space’ vibes.

– Way back before that, I started a savings habit I’d (despite my upbringing) deviated from wildly in my adult life for years, with only $5 per week. It felt like SUCH a stretch. I titled the account ‘One Million Dollars Saved’. Bit by bit I increased the weekly transfer to $11 … then $20 .. and so on. Now? MILLIONS of dollars total have gone through that account.

– 2 years ago, I decided I would buy a 2.61 million dollar dream house on the beach here on the Gold Coast. I’d just put all my then-savings into a nearly million $ investment property in my hometown of Melbourne! But – soul said: say yes to the house. It was TERRIFYING. I had to come up with 900k for the deposit, within a couple months. Despite having had a consistent multi 6-figure per month MONTHLY income (usually 300k+) for years now, I also have high expenses in my business and more so relevant to my other investments and wealth. Coming up with that much extra cash was the biggest thing I would ever have had to claim in my life! (Aside from not dying during pregnancy).

But: I claimed it.

I decided.

I knew that how my life WORKS is when I say yes to something, hand it over, and THEN.MAKE.SPACE. it shows up for me, ALWAYS. Often to where it feels IMPOSSIBLE, too. Like – how did that even happen?!

So, I made the account. ‘Kat’s Multi-Million Dollar Beach Dream Home’.

Guess what happened?? (She says as she writes in a cafe a few minutes up the road from said HOME home).

I’ve done the named accounts thing for SO many things. Even for stuff like having another baby!

It’s not that having ‘envelopes’ is a magic trick. It definitely works for me, because I LIKE it and it feels good. For me it’s a clear reflection that I am ‘making space’, ‘giving that money a home’, and I find that it allows me to just hand the situation and TRUST that those accounts will just fill and overflow, WITHOUT IT AT ALL FEELING LIKE IT COST ME IN OTHER AREAS.

Which is PRECISELY how it works.

But here’s the thing, and what you might not have considered, especially if you like me have an upbringing of being taught to ‘put money aside’.

Oftentimes when people put money aside, or budget (I hate that word, lol, and nowadays I do NOT budget at all. I allocate and allow), they do so with a scarcity vibe.

– Gotta be careful

– Gotta stretch a penny

– Gotta ‘work towards’

– Gotta not ‘go over your limits’

No.

No.

No.

Let me be crystal fucking clear:

I do not do working towards vibes.

And this is a MINDSET shift, and a choice. It’s ‘which lens do you wanna look through’. And? It’s motherfucking important, because if your lens is the above stuff (careful, and stretching, and working towards), then that will always be your reality.

If your lens however is ABUNDANCE, and FLOW, and RECEIVING, and ‘when I decide, then things just show up for me’, then that is what it will FEEL like.

Yes. Obviously, in a practical sense, I do ‘put money aside’. But lemme tell you – the ENERGETICS of this are freaking amazing. I literally don’t adjust any other area of my life to do that. IT SHOWS UP AS AN E.X.T.R.A. BECAUSE I MAKE SPACE FOR IT.

You can even ask my company COO, my brother Ash, who is a solid numbers guy, about this, and he’ll tell you – if we want or need more money we just gotta commit to it, and then make space, and NOT WORRY ABOUT HOW.

We don’t do how.

We don’t do figuring out.

We don’t do working towards!

We do DECIDING, handing over, surrendering, receiving.

For me, I love the accounts thing as it feels logical based on, well – when I HAVE the thing (i.e. a house), I’m probably gonna be making payments on it, so I might as well START NOW. Whether or not I feel ready. Have the money. Etc.

The thing with how life works, is simple:

Whatever you decide is reality.

For me, I decided that I don’t work towards things a long time ago. I decide them. I hand them over. I then continue on my merry way, largely forgetting about it to be honest, and they show up!

This in turn allows me to be doing MY job, which is certainly not to be in worry or how, my job of just being me.

Being in my dance, my creativity, my flow, my yes.

Funny enough, the more I’m in that place the more the goodies like MO-NEY show up.

With ease and bells on and shit.

So,

y’know –

There’s that.

Just something to think about!

Don’t forget –

Life is Now. Press Play.

Kat x

P.S.

Rebel.
Upstart.
Fuck the system; screw the rules.
Won’t do what they told me.
Too much.
Unreasonable.
Ridiculous.
Unprofessional.
Crazy!

Should I go on? I could, but I think you get the picture.

You’re the one who is not only not like the other PEOPLE, you’re also not like the other entrepreneurs.

They, they actually think they’re different; non-conformists?! Don’t make me laugh. You and I both see it as it is:

They just wanna be told how to build a pretty little website and a pretty little social media page or three and a pretty little online product or course and get their pretty little headshots and do a pretty little pre-scripted dance all over the internet so that other equally pretty fucking bland and boring and same same-y peoples pay them money,

And they can all sit in a pretty little womans circle together patting each other linking elbows and stroking each others hair and singing Kumbaya as the sun sets over another day of sinking ever deeper into the unremarkableness that is their lives.

They are the ones who are not only willing to jump through hoops, they also want to build more hoops for other people; they want to perpetuate the hoop jumping life and their whole sales pitch is basically some version of “I will help you to have a better and shinier hoop, come see!”

lolol

BUT REALLY.

Meanwhile, you –

You’ve tried the hoop-jumping life, maybe more than what you care to admit. And, whilst you’ve nothing against sitting around with other ladeez and stroking each others hair, you and your girls; the real ones?

You don’t exactly fit in in the typical woman’s circle.

You don’t feel at home with the pretty-preneurs, not even on the internet let alone in real life.

You don’t actually GIVE a fuck about having all your shit perfect,

Polished,

And just so –

And the idea of having sales and marketing and content processes which you have to systematically pre-plan and then work through and endlessly join dots with?

Makes you want to hurl.

Sure –

You’ve bought in at times to do the idea that maybe you DO gotta do it as they say.

An automated webinar, perhaps?? Facebook ads which carefully and smartly tell the world who you are and how you can help? A sales plan proven and tested by the greats. The gradual sinking slow decline of your soul, your joy, your dreams, and even your pussy as everything within you that once knew she could HAVE IT ALL AND DO LIFE HER WAY SLOWLY DRIES,

WITHERS TO NOTHING,

AND DIES?

Sure –

Why not

And look.

It’s not that any of these things are bad or wrong. Maybe right now you’ve got to a certain point by playing by the rules … kind of. Following what ‘logic’ suggests you do. Breaking free here and there with wild little jaunts into over the top madness, noticing how THAT lights you up and also how people respond to it … but ultimately continuing to go back to trying to find the right fucking system to get you to where you want to go,

Because this thing of trying to just be you interspersed with trying to get it all right and make it work, well –

It’s God damn tiring –

But also, in the end, if we’re going to be black and white about it, it hasn’t got you to where you want to be!!

You KNOW you should be making SO much more money.

NOW.

With consistency, and yeah, while of course of COURSE you’re down for doing the work, you also feel like it SHOULD be a lot easier, more flow

And you know that you know that you know that you’ve still not let out the most unrestrained and fully expressed side of you!

– The you they can’t look away from
– The you they are MAGNETIZED by
– The you who automatically commands a huge freakin’ following, and sales to match it

You know who I’m talking about –

THE MILLIONAIRE REBEL YOU!

Starting January 18th!

>>> https://thekatrinaruthshow.com/rebelmillionaire/

The revolutionary fucking leader who tears SHREDS off of normal every damn day before the rest of the world has barely sipped its coffee!

Who is FULLY unleashed in what she says, how she shows up, how she does business, how she does life.

Who does not give a fuck about following rules! Or sales systems! Or strategies! Who can and will do what works for HER, and if it happens to resemble other ways people build an audience and make a fuckload of money online, cool, and if not, so what! That is not the point! The point is –

She knows what works for her.
She backs herself unapologetically.
She DOES it.

And she gets the damn results. The BIG results. The CONSISTENT results. The FUCK yes results, not just with money but with the VIBERY of it all.

Imagine …

Waking up every day and KNOWING you have crushed the day before it already begun because THAT IS WHO YOU ARE AND HOW YOU ROLL!

* Your shit sells (at any and all price point)
* Your creativity and inner ideas machine flows endlessly (you always know what to put out into the world and that when you speak people PAUSE EVERYTHING AND LISTEN, whether it is with free content and shenaniganery or with your paid stuff)
* You don’t even have to think about low end or high end or how to take people through a value ladder or some such bullshit, the value ladder is YOU CONTINUING TO BE YOU, and the more that you DO you the more people just take themselves through whatever it is you’re offering!
* It is easy, natural, fun, and OBVIOUS how to build your automated income, funnels, the ‘cash machine’ side of your business.
* In fact the whole damn thing feels fun and easy and like you’re just being you (the full on you, the too much you, the rebel you, the fuck all of ’em THIS IS WHAT I STAND FOR AND NOW I’M GONNA TELL YOU you!),
* and at the same time you have the DEEPLY grounded and certain knowledge that the way you’re doing it, hot mess and chaos vibes and all, is WORKING. PS – the reason you feel certain of this is because your bank balance and soulmate audience and their feedback reflects it, not bc your spirit guides told you it’s coming

All of this is ALREADY available to you.

It is who you are and what you were born for.

You did not come here for normal!

You are one of the truly crazy ones, who has something inside of her that will leave the world BREATHLESS –
and allow her to make millions and impact millions –

BUT NOT IF SHE CONTINUES TO DO BUSINESS AND LIFE BY TRYING TO SOMEHOW BE A NON-CONFORMIST WHO CONTINUALLY CAVES AND CONFORMS.

For this to work,

REALLY work, like next next NEXT level $ and life flow work,
you’re going to need to FULLY turn your back on the idea that your breakthrough is waiting on the other side of you adjusting, filtering, compromising, playing the game the way the other entrepreneurs are playing it, or worrying about what the fuck your social media looks like!

What you’re going to need to do is simple:

FLICK THE DAMN REBEL MILLIONAIRE SWITCH BABY.

>>> https://thekatrinaruthshow.com/rebelmillionaire/

All in on madness.
All in on crazy.
All in on chaos.
All in on the TRUE epic awesome ridiculousness and too much-ness of YOU.

REBEL MILLIONAIRE

Starting January 18th!

For those who were born to run the damn thing,

To turn the world on its head and dance on top of it,

And who are ready to do just that.

>>> https://thekatrinaruthshow.com/rebelmillionaire/