How To Make Your Health Dollar Go Further
I have a friend who regularly reminds me that if you jump off the top of an 80-storey building, for 79 storeys you can actually think you’re flying. It’s the sudden stop at the end that gets you. When I think of the financial boom, bubble and bust the US has just gone through, I often think about that image. We thought we were flying. Well, we just met the sudden stop at the end. The law of gravity, it turns out, still applies.
This was actually an introduction to an article in last week’s Age, written by journalist Thomas Friedman, but I just had to use it – quite the vivid picture, I thought!. If you live in the civilised world, the chances are high that the financial crisis has affected you. Maybe you’re lucky and it hasn’t hit you in the wallet, but it has to have made some impact, if just that you’ve been forced to listen to every armchair expert pontificate on reasons and outcomes for the situation at hand.
Maybe you’re one of the lucky ones and your career, finances and plans are not dependent on current financial climate, and the only impact for you is a drop to your mortgage payments. But for many people, things are suddenly looking tight. Scary, even. And – regardless of promises that Australia will not enter a recession – it’s no surprise that many of us are suddenly paying closer attention to our outgoings.
So I thought now would be a good time to look at ways to flip things. To find the positive side of being forced to tighten the purse-strings. And to just share with you some great tips for making your health dollar go further regardless of what’s going on in the world. I think we can all agree that it’s always nice to save money, whether or not you actually need to. And if you want the 79-story-drop rush then you could even go ahead and re-invest the dollars you saved back into the share market! (No, that’s not part of my advice!)
Five Ways To Make Your Health Dollar Go Further
1. Try Group Personal Training Rather Than One-on-One.
A good Personal Trainer should be able to run a small group session in such a way that you still feel like you were at PT, not in a class. In fact, some of my clients even comment that the group sessions are of a higher intensity than a one-on-one, and they love the competitive spirit. A PT small group should run at no more than 6 people, and should generally save you around 50% on the cost of regular PT. If your trainer doesn’t have a current group session, ask them if they’d be willing to run one if you organise a couple of friends or colleagues.
2. Buy Better Quality, And Cheaper
Did you know that the average fresh grocery spend at a market is between 30 and 40% lower than what you’d shell out at your suburban supermarket and is often half the price of shopping at express stores within the CBD? Plus, market food is fresher and there’s lots of interesting things you’d never find on the tired old shelves of the supermarket. Kind of a no-brainer, isn’t it? Going to the market can be more time consuming than running into the city IGA (mind you, how many times each week do you have to run out for last-minute groceries?), so why not turn it into a planned weekly excursion and have some fun with it. I’d suggest doing your weekly shop in one big hit, but if you’re up for a challenge then grab a friend, a sibling, or a handy neighbourhood kid (good for bag-carrying!) and set yourself a $15 budget each. The goal is to buy enough food for a delicious and tasty meal for two – see who can come up with the most interesting mix. Remember to arrive early for the freshest produce and greater selection, or at least check on the internet for closing time – most markets start winding down around 2pm.
3. Hit The Factory Outlets For The Latest Gym Gear
The average retail cost of a pair of sneakers is around $180, but you’re paying top dollar to walk into that conveniently located city store. Find the factory outlets in your area (google it) and you can save up to 70% on your sports shoes. Same goes for gym gear. And I’m not talking about dodgy 80’s lycra jobs, factory outlets carry quality brand-name gear that is usually only one season out of fashion. Fact is, it doesn’t really matter what you clothe your bod in whilst exercising – Target leggings and your Dad’s old t-shirt are fine, but a good pair of sneakers is hard to beat. So why not shop smart – head down to Foot Locker or Rebel for a fitting, note down your preferred brand and style and then make the effort to hit the outlets on the weekend. Definitely worth the effort!
4. Invest In Wellness Not Sickness
Did you know that in 1998 Americans spent one trillion dollars on doctor and hospital care? And a further one point three trillion dollars on prescription medicine?! It’s fair to say that countries like Australia and the UK are proportionally similar to this. So how much of this horrifying expenditure is coming out of your pocket? And – more scary still – how much could you have prevented by taking preventative measures to preserve your wellness and quality of life? I’ve always thought that if you don’t spend the money on your health now, you will be forced to spend it on your sickness later. I know which I’d rather do. Especially when the reality is that sickness can cost a heck of a lot more than wellness. Don’t gamble with your health – in this case the obvious bet really is the best bet.
5. Challenge Yourself To Achieve Exceptional Fitness To Better Manage Stress
We all know that increased fitness helps us to handle stress. But how often do you truly think about and apply that information? Avoid the temptation to throw it all in and hide in the jungle with your hands over your eyes by actually making use of the dollars you are already spending on your health. Hit the gym three times a week (or more) – regardless of whether your work/financial world is falling down around you. Commit to maintaining your healthy eating plan despite the fact that colleagues are drowning their sorrows in creamy bowls of pasta. Get up early, focus on the positive, dance around in your living-room while singing into the vacuum head (okay, that’s just me) but basically do whatever it takes to remind yourself that this is your life, and that despite what’s going on in the world, in fact in spite of it, that the choice to be healthy, fit and vibrant is yours. And that now is definitely not the time to waste that gym membership or single-handedly fund your local pastry store’s Christmas party.
Life is Now. Press Play.
I kinda sorta did something REALLY not ideal! I made a mistake 😞
I then found about that mistake a day or so ago, when one of my amazing clients let me know!
I then fixed it of course, but since then something has been nigglin’ away at me telling me that maybe the mistake was a SIGN and a DIRECTION and I shoulda fixed it the other way!!
What am I talking about? My Easter Extravaganza Instant Manifestation Bundle, which is supposed to close TODAY in just a few hours, and contains 4 of my BEST money and manifestation courses, over 85% off!
As we do, we threw this thing together last minute like usual (aka KAT style) – and somehow managed to put THE WRONG PRICE on the sales page!!! ♀️
– Correct price on order form, when you actually click the buttons.
– Incorrect price on sales page. Doh.
The one on the SALES page was lower, about 25-30% lower than the already reduced 85% off! I think what happened is we copy and pasted off an old previous bundle sales page and so the old price just carried over.
Anyway, a few people pointed it out and obviously we honoured the mistaken lower price while fixing the page for future peeps.
BUTTT … I just felt ugh about it, y’know? Even though the lower price was a mistake! And even though the actual price was literally already 85% off for this offer!
It wouldn’t stop bugging me.
So, long story short, I’m changing it!
My Easter Extravaganza Bundle is now over NINETY PERCENT reduced … for anyone who already bought and paid full we will honour the lower price for you as well of course (watch out for an email later today!) and for everyone who has NOT yet, the price has now been adjusted on the sales page, DOWN!
And, because of the muck around and confusion, I’m extending my bundle sale for one more day into Easter Tuesday 🐣
Jump on now and grab four of my best Money and Manifestation courses now at 90% off, next 24 hours ONLY!!! 💥
Literally just as I finished writing this my brother walked in to my room with my (fixed!) phone. OF COURSE. Everything always works out in my favour. Just like I told ya. And just in time to snap a quick pic for this blog.
Get it! One more day! Lessssgooooo, now 90% off! https://thekatrinaruthshow.com/katrina-ruths-easter-bundle/ —> this price is CRAZY! Extra crazy!!
I wrote half of that with my eyes closed while having makeup done. #ninjaAF